We are independent & ad-supported. We may earn a commission for purchases made through our links.

Advertiser Disclosure

Our website is an independent, advertising-supported platform. We provide our content free of charge to our readers, and to keep it that way, we rely on revenue generated through advertisements and affiliate partnerships. This means that when you click on certain links on our site and make a purchase, we may earn a commission. Learn more.

How We Make Money

We sustain our operations through affiliate commissions and advertising. If you click on an affiliate link and make a purchase, we may receive a commission from the merchant at no additional cost to you. We also display advertisements on our website, which help generate revenue to support our work and keep our content free for readers. Our editorial team operates independently from our advertising and affiliate partnerships to ensure that our content remains unbiased and focused on providing you with the best information and recommendations based on thorough research and honest evaluations. To remain transparent, we’ve provided a list of our current affiliate partners here.

What are the Different Types of Credit Card Fraud Punishment?

Nicole Madison
By
Updated May 16, 2024
Our promise to you
MyLawQuestions is dedicated to creating trustworthy, high-quality content that always prioritizes transparency, integrity, and inclusivity above all else. Our ensure that our content creation and review process includes rigorous fact-checking, evidence-based, and continual updates to ensure accuracy and reliability.

Our Promise to you

Founded in 2002, our company has been a trusted resource for readers seeking informative and engaging content. Our dedication to quality remains unwavering—and will never change. We follow a strict editorial policy, ensuring that our content is authored by highly qualified professionals and edited by subject matter experts. This guarantees that everything we publish is objective, accurate, and trustworthy.

Over the years, we've refined our approach to cover a wide range of topics, providing readers with reliable and practical advice to enhance their knowledge and skills. That's why millions of readers turn to us each year. Join us in celebrating the joy of learning, guided by standards you can trust.

Editorial Standards

At MyLawQuestions, we are committed to creating content that you can trust. Our editorial process is designed to ensure that every piece of content we publish is accurate, reliable, and informative.

Our team of experienced writers and editors follows a strict set of guidelines to ensure the highest quality content. We conduct thorough research, fact-check all information, and rely on credible sources to back up our claims. Our content is reviewed by subject matter experts to ensure accuracy and clarity.

We believe in transparency and maintain editorial independence from our advertisers. Our team does not receive direct compensation from advertisers, allowing us to create unbiased content that prioritizes your interests.

The punishment a person will face when he commits credit card fraud depends on the jurisdiction in which the crime is committed. Laws vary not only from country to country, but also from region to region. Many jurisdictions, however, have a few different types of punishment for credit card fraud. They include monetary fines, probation, community service, and prison sentences. Often, the type of credit card fraud punishment a person faces depends on the seriousness of his crime, the amount of money he stole through fraud, and whether or not he has a record of criminal activity.

One type of punishment for credit card fraud is a monetary fine. In some cases, a court will order a person convicted of credit card fraud to pay a fine, and the amount may vary depending on the laws in the jurisdiction and the unique details of the case. It is possible that a person will receive a fine instead of another form of credit card fraud punishment. What often happens, however, is that a person is given a fine along with another type of punishment, such as probation, community service, or prison.

Sometimes a judge will place a person guilty of committing credit card fraud on probation. This is usually a period of time in which a person remains in the community instead of spending time in jail. If he is involved in criminal activity during this time or fails to meet the court’s orders, he may then have to spend time in prison. Sometimes a person is given a probation sentence by itself, but judges may also order a person to serve time in jail followed by a period of probation.

In some jurisdictions, community service may be one of the punishments given for credit card fraud. When a person is ordered to perform community service, he is required to provide some sort of service that benefits a community organization or group of people. He does not receive financial benefit for this. An individual may be ordered to perform community service as his only punishment or in addition to another type of punishment.

Prison sentences are frequently given as credit card fraud punishment as well. The length of time a person is sentenced to prison may depend both on the laws in his jurisdiction and seriousness of his crime. Often, people receive longer sentences when they have histories of criminal activity or have stolen large sums of money. Prison sentences may be given by themselves or along with other forms of credit card fraud punishment.

MyLawQuestions is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
Nicole Madison
By Nicole Madison , Writer
Nicole Madison's love for learning inspires her work as a MyLawQuestions writer, where she focuses on topics like homeschooling, parenting, health, science, and business. Her passion for knowledge is evident in the well-researched and informative articles she authors. As a mother of four, Nicole balances work with quality family time activities such as reading, camping, and beach trips.

Discussion Comments

By anon358329 — On Dec 10, 2013

I live in Ontario and I had a life changing experience but want to admit to my past.

I put an extra card in my name on my girlfriend's account and took out two thousand dollars. I intend to pay back every cent; I'm just afraid to tell her. I want her to charge me if she wants to charge me. How much time do you think I will get for that big mistake?

By ysmina — On Jun 18, 2012

There was a guy in my neighborhood who was convicted of credit card fraud and was sentenced to five years! Before I saw this happen, I used to think that people never get jail time for stealing credit cards, but that's clearly not true. Credit card fraud consequences are as serious as other crimes.

But like all crimes, it makes a difference if the offender is an adult or a minor, right? I don't think minors even get tried for crimes like this. Unless the offender is seventeen years old, then the judge might try him or her regardless. Adults definitely get more serious punishments like jail time and fines, but minors get punishments like community service.

By candyquilt — On Jun 17, 2012

@ddljohn-- Credit card fraud penalties depend on the crime category and class, which can vary from state to state.

I live in Virginia and here, it is categorized as a class 1 misdemeanor (most serious misdemeanor) if the value of the goods are up to $200. If it is above $200, it is categorized as a class 6 felony (least serious felony).

If the fraud is a class 1 misdemeanor, then the person can be jailed up to a year and / or a fine up to $2500. If it is a class 6 felony, it ranges from up to one and a half year to four and a half years prison.

And of course, someone who has no prior convictions and who has committed fraud for the first time is not going to receive the same punishment as someone with a criminal record and who is a repeat offender.

By ddljohn — On Jun 17, 2012

I've been a victim of online credit card fraud and I'm not sure if that person even got convicted of it. I only dealt with my bank who reported the fraud and reimbursed my losses.

I personally think that credit card fraud should be punished with jail time if that individual has engaged in it more than once. I feel that some people have turned this into a business. In an era where we do a lot of our shopping online, our financial information is at higher risk than ever.

Credit card fraud is not the same thing as petty theft. I think credit card fraud requires more planning and it has greater risk and the financial losses are usually much bigger. If the point of criminal penalty is to deter the criminal from committing crime again, then I don't think that anything short of incarceration and a monetary fine will serve this purpose for credit card fraud.

Nicole Madison

Nicole Madison

Writer

Nicole Madison's love for learning inspires her work as a MyLawQuestions writer, where she focuses on topics like...
Learn more
MyLawQuestions, in your inbox

Our latest articles, guides, and more, delivered daily.

MyLawQuestions, in your inbox

Our latest articles, guides, and more, delivered daily.